Current Rates

Interest rates and annual percentage yield (APY) are effective 01/26/2016. Rates are updated every Tuesday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal. Call (806) 355-9661 for current market rates.


CD's


--------------------------- Days ---------------------------

  30 60 90 180 270 365 15 Mo. 18 Mo. 2 Yrs 3 Yrs 4 Yrs 5 Yrs
$2500-$49,999 .10% .10% .10% .15% .20% .25% .30% .40% .50% .55% .60% .70%
APY .10% .10% .10% .15% .20% .25% .30% .40% .50% .55% .60% .70%
$50,000-$99,999 .10% .10% .10% .25% .30% .35% .40% .50% .60% .65% .70% .80%
APY .10% .10% .10% .25% .30% .35% .40% .50% .60% .65% .70% .80%
$100,000 .10% .10% .10% .35% .40% .45% .50% .60% .70% .75% .80% .90%
APY .10% .10% .10% .35% .40% .45% .50% .60% .70% .75% .80% .90%

IRA's

  12 Mo. 18 Mo. 24 Mo. 30 Mo. 36 Mo.  
   Variable Rate .25% .40% .50% .50% .55%  
   APY .25% .40% .50% .50% .55%  
       
   Fixed Rate .45% .60% .70% .70% .75%  
   APY .45% .60% .70% .70% .75%

MMDA is $1,000 minimum daily balance and $2,000 average daily balance per statement cycle.

   MMDA  .10%  
   APY .10%  
   Smart Banking MMDA .15%  
   APY .15%  
   Savings .05%  
   APY .05%  
   SmartBanking Savings .10%  
   APY .10%  
   Checking w/interest 0.02%  
   APY 0.02%  
   SmartChecking w/interest 0.07%  
   APY 0.07%