Personal Accounts

Personal Banking - Smart Banking

Enjoy smart benefits and a premium rate by combining two interest-bearing accounts at FirstBank Southwest.

This is a unique way to link a personal Interest Checking Account with either a Money Market Account or a Savings Account, to maintain a combined balance of $5000 minimum or $7500 average.

There is unlimited check writing on the Interest Checking Account. You will receive a combined monthly statement showing activity and balances for both accounts.

A premium interest rate is paid monthly on Interest Checking, and the related Money Market or Savings Account.

There is a monthly fee of $9 for SmartBanking. For persons age 50 and over, the fee is just $4.50.

You can avoid the fee with $5000 combined daily balances, or $7500 combined average daily balances.

The minimum opening deposit is $5000. Contact the New Accounts Representative at your nearest FirstBank Southwest location.