Interest rates and annual percentage yield (APY) are effective 05/1/2008. Rates are updated every Tuesday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal. Call (806) 355-9661 for current market rates.
| CD's |
|
| |
| |
30 Day |
60 Day |
90 Day |
180 Day |
270 Day |
365 Day |
18 Month |
2 Year |
| $2500-$49,999 |
1.26% |
1.26% |
1.26% |
1.41% |
1.51% |
1.81% |
1.91% |
1.96% |
| APY |
1.27% |
1.27% |
1.27% |
1.41% |
1.51% |
1.81% |
1.92% |
1.97% |
| |
|
| $50,000-$99,999 |
1.36% |
1.36% |
1.36% |
1.51% |
1.61% |
1.91% |
2.01% |
2.06% |
| APY |
1.37% |
1.37% |
1.37% |
1.52% |
1.61% |
1.91% |
2.02% |
2.07% |
| |
|
| $100,000 |
1.46% |
1.46% |
1.46% |
1.61% |
1.71% |
2.01% |
2.11% |
2.16% |
| APY |
1.47% |
1.47% |
1.47% |
1.62% |
1.71% |
2.01% |
2.12% |
2.17% |
| |
| IRA's |
|
| |
| |
12 Mo. |
18 Mo. |
24 Mo. |
30 Mo. |
36 Mo. |
|
| Variable Rate |
1.26% |
1.31% |
1.36% |
1.41% |
1.46% |
|
| APY |
1.27% |
1.32% |
1.37% |
1.42% |
1.47% |
|
| |
|
|
|
| Fixed Rate |
1.76% |
2.01% |
2.16% |
2.21% |
2.26% |
|
| APY |
1.78 |
2.03% |
2.18% |
2.23% |
2.29% |
|
| |
| |
MMDA is $1,000 minimum daily and $2,000 average daily per statement cycle. |
| |
|
| MMDA |
1.31% |
|
| APY |
1.32% |
|
| Smart Banking MMDA |
1.36% |
|
| APY |
1.37% |
|
| Savings |
.41% |
|
| APY |
.41% |
|
| SmartBanking Savings |
.46% |
|
| APY |
.46% |
|
| Checking w/interest |
0.05% |
|
| APY |
0.05% |
|
| SmartChecking w/interest |
0.10% |
|
| APY |
0.10% |
|
|
